Use the invoice factoring loan calculator below to see how much working capital you could access immediately by factoring invoices instead of chasing customer payments.

Take the next step and reach out for a 100% free, no-obligation quote for invoice factoring services. We’ll match you up with a top factoring company that will reach out to you with a proposal. It doesn’t cost you any more to work with us, but it could help you get a better factoring agreement in place so you can grow your company faster.

How the factoring process works

Invoice factoring loans speed up cash flow by giving you access to the money represented in your unpaid receivables. You can unlock these funds from the first day a receivable is generated (e.g., you create a customer invoice, monthly retainer, receive an earnings statement or sales report, and so on).

To do so, you factor, or sell, the receivable to an invoice factoring company. The factoring company provides you with a same day advance, which could be as much as 98% of the receivable’s face value. The factoring company waits for your customer to remit payment, at which time they collect their fee and return any amount held in reserve back to you as well.

Our team is made up individuals who previously worked at a top regional factoring company here in the Pacific Northwest. As such, we put our experience to work as factoring brokers to help you choose a factoring company that wants to help you grow your business. We know all that’s involved and purposefully partner only with factoring companies that offer:

• Competitive factoring rates – fees starting from 1-2% and advances from 90-98%
• Fast funding to maximize your ability to speed up cash flow
• No hidden fees and no fees for application, due diligence, notifications, invoice processing, account maintenance and so on – your factoring fee will nearly always be your all-in cost of this type of financing
• No factoring minimums, unlike competitors who require you to factor a minimum dollar amount, you select which invoices to factor, when to factor, and how often you want to factor invoices
• No long term contracts — our partners work to earn your repeat business and referrals instead of locking you into an agreement that might not be in your business’s best interest

Reach out to us for more information or to request a quote, or apply online. We’ll get your information to a factoring company that prides itself on customer care, with a dedicated account manager who understands your needs and preferences.