E-commerce Factoring for Amazon Sellers

Invoice Factoring for Amazon Sellers

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Get a free, no-obligation proposal for factoring Amazon seller earnings statements.

Get Approved

Go from approval to your first funding in as little as 24-48 hours — or even faster.

Grow Faster

Receive payment for Amazon earnings immediately instead of waiting 30-60 days for Amazon to pay.

Amazon merchants can get seller financing by factoring earnings statements – get paid the same day an earnings statement is issued.

How Factoring Works for Amazon Merchants

How Amazon Factoring Works

How factoring works for Amazon merchants

Factoring companies that provide invoice factoring for Amazon sellers offer same or next day funding on factored invoices (or in this case, Amazon seller earnings statements) via ACH. When you factor an Amazon merchant earnings statement or invoice, you’ll gain immediate access to an advance of working capital. This advance is usually expressed as a percentage (such as 98%) of the face value of the sales report or earnings statement.

As an example, let’s say that your Amazon sales for last month were $65,000. Instead of waiting 30-60 days for Amazon to remit payment for your earnings, you want to reinvest in your business more quickly. Assuming a factoring fee of 2%, and an advance rate of 98%, here’s how it would work:

Overview
Day 1	Receive a $65,000 earnings statement and factor it
– Same Day	Receive an advance of $63,700 (98% advance)
	Factoring company earns a 2% factoring fee, which they receive when Amazon remits payment

Factoring for Amazon Merchants - Overview

How factoring works as an Amazon seller financing tool

Your business sells products or services via Amazon. So at the end of each month, you receive an earnings statement from the platform, showing what you have earned in sales and will receive 30-60 days later, when Amazon remits payment to you.

Rather than waiting weeks or even months for payment, you decide to factor your Amazon merchant earnings report using vendor finance e-commerce factoring. This gives you immediate access to the money you’ve earned and enables you to reinvest in future sales far more quickly.

When you factor with free same / next day funding, you might, you may receive immediate access to as much as 98% of the full amount of each earnings statement (or invoice) factored. This is money that might otherwise be tied up for weeks or even months as a “receivable” on your company’s books.

Once Amazon has submitted payment for the amount of the earnings statement, any amount held in reserve is forwarded to you as well. A low factoring fee (as low as 1-2%) will be your all-in cost for this type of financing in most cases, depending on the details of your factoring agreement.

How Factoring Benefits Amazon Merchants

The benefits of factoring earnings statements as an Amazon seller financing program

The need for consistent cash flow is the most common reason any company factors invoices. Expedited cash flow is the main benefit, although not the only benefit, of invoice factoring for Amazon sellers, as well.

Amazon sellers who need immediate access to earnings can factor earnings statements in order to speed up business growth, take on new business, expand product or service capabilities, cover operating expenses, or maintain cash flow consistent with the financial needs of their business. By creating more consistent, expedited cash flow, Amazon sellers can:

Negotiate discounts with their own vendors and suppliers
Take on new jobs or bigger orders more quickly
Invest in advertising to increase sales on Amazon
Sell on multiple platforms with increased production capacity
Meet payroll and expenses more easily
Stop losing time waiting to get paid
Make needed equipment purchases, repairs, renovation or expansion
Take advantage of fast-emerging opportunities more easily

If one or more of these benefits could help you grow your business more quickly, we would be happy to provide you with a free, no obligation proposal for vendor financing through e-commerce factoring.

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Why Work with Us?

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Low Fees, High Advances and Long-Term Experience

We have relationships with some of the nation’s top Amazon vendor factoring companies. Sourcing vendor financing through us doesn’t cost you anything, but it can help you get a better invoice factoring agreement.

Apply at no cost or obligation to help you find a program for factoring Amazon earnings statements with the terms most important to you:

Factoring fees as low as 1-2%
Advances up to 98%
Fast funding – same (or next) business day
No long term contracts
No factoring minimums – factor only when it’s in your best interest!
Companies that offer spot factoring and micro factoring
No application or due diligence fees
No schedule processing, notification or any other hidden fees
Great customer care and knowledgeable account managers

Our team has more than a decade of shared experience working hands-on, inside an invoice factoring company. We have walked clients from application all the way through the day-to-day invoice factoring process. We understand how the process works and what you need most when using receivables financing to speed up cash flow.